Generator Financing

Generator Financing

A standby generator is one of the bigger investments you can make in your home. Price should not be the reason the lights go out in the next storm.
Vermont Generator Systems offers financing through Synchrony, with no-interest promotional plans and a fast online application. Protect your home now and pay over time.
Generac home standby generator installed by Vermont Generator Systems

Three Ways to Finance Your Generator

We offer three financing plans through Synchrony, one of the largest consumer financing providers in the country. Pick the structure that fits how you want to pay.

No Interest if Paid in Full Within 6 Months

Pay zero interest when your balance is paid in full within 6 months. A good fit for projects you plan to pay down quickly.
Make your monthly payments and clear the balance inside the promotional window. The financing costs you nothing extra.

No Interest if Paid in Full Within 18 Months

The same no-interest structure with a longer runway. Spread payments across a year and a half.
Pay no interest as long as the balance is paid in full before the promotional period ends.

9.99% APR Until Paid in Full

A reduced fixed rate with predictable monthly payments and no payoff deadline.
A good fit if you want a longer term and a payment that stays the same every month.
Financing provided by Synchrony Bank and subject to credit approval. Minimum monthly payments required. For no-interest promotions, interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. See your Synchrony account agreement for complete terms.

How Generator Financing Works

From quote to startup, the process is simple. Most homeowners go from application to approval the same day.

1. Get Your Quote

Schedule a free site assessment. We size the generator to your home and walk the installation with you.
You get a complete project price – equipment, transfer switch, and labor included.

2. Complete Your Application

After your quote, we set you up with the secure Synchrony application.
It takes about five minutes online, or you can complete it in person during your site visit. Our team walks you through it.

3. Get Your Decision

Most applicants receive a credit decision within minutes.
Once approved, your financing is ready to put toward your project.

4. Schedule Your Installation

Your financing covers the full quoted project.
We get you on the install calendar and handle the install in-house. Gas hookups go through your propane provider or a licensed gas contractor.
Standby generator installation at a Vermont home

Why Vermont Homeowners Finance Their Generators

A whole-home standby generator is sized to your house, your electrical panel, and the loads you want protected. Project costs vary from home to home.
What stays constant is the math: an ice storm that knocks power out for three days does not wait for a savings plan.
Financing lets you protect your home now and handle the cost in pieces, on terms you pick.
Many Vermont homeowners pair a no-interest plan with a fall installation so the generator is in place before winter storm season.

Generator Financing FAQs

How do the no-interest plans work?

Both plans are deferred-interest promotions. You make monthly payments during the promotional period of 6 or 18 months. Pay the balance in full before the period ends and you pay zero interest.
If a balance remains after the period ends, interest is charged from the original purchase date at the standard rate. These plans work best when you plan to pay the project off inside the window.

How do I apply?

Request a quote or give us a call and we will set you up with the secure Synchrony application. It takes about five minutes online, or you can apply in person during your site assessment.

How fast will I know if I am approved?

Most applicants receive a credit decision within minutes of submitting the application.

What does the financing cover?

Your full quoted project: the generator, transfer switch, materials, and installation labor.

Does applying affect my credit?

Synchrony performs a credit check as part of the application, the same as any other credit account.

Can I pay my balance off early?

Yes. There is no penalty for paying ahead, and paying early is the best way to get full value from a no-interest promotional plan.

Can I combine financing with current offers?

Ask us when you request your quote. Promotions change through the year, and our team will lay out the best combination available for your project.

Is there a minimum project size to qualify?

Some plans carry minimum purchase amounts set by Synchrony. We will confirm the details that apply to your project when you get your quote.
Financing provided by Synchrony Bank and subject to credit approval. Minimum monthly payments required. For no-interest promotions, interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. See your Synchrony account agreement for complete terms.
Get In Touch

Get a Free Generator Quote

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We will give you a personalized recommendation, walk you through financing options, and help you choose the right backup power system for your home.
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